PROGRAMA DESENROLA RENEGOCIA R$ 2,5 BILHÕES EM DUAS SEMANAS

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A repactuação de dívidas por meio do Programa Emergencial de Renegociação de Dívidas de Pessoas Físicas Inadimplentes (Desenrola Brasil) ultrapassou R$ 2,5 bilhões em volume financeiro, exclusivamente pela Faixa 2, com a renegociação de mais de 400 mil contratos de dívidas. O balanço foi apresentado nesta segunda-feira (31) pela Federação Brasileira de Bancos (Febraban).

 

A Faixa 2 abrange as renegociações de débitos com bancos para quem tem renda de até R$ 20 mil sem limite de valor de dívidas, permitindo o refinanciamento de imóveis e de veículos, por exemplo. Os devedores poderão acionar diretamente as instituições bancárias para negociá-las.

 

Nesse mesmo período, cerca de 3,5 milhões de registros de clientes que tinham dívidas bancárias de até R$ 100 foram desnegativados por instituições financeiras. A dívida não é perdoada, mas o devedor deixa de ficar com o nome sujo e pode contrair novos empréstimos e fazer operações como fechar contratos de aluguel.

 

Segundo o Ministério da Fazenda, o Desenrola tem o potencial de beneficiar até 70 milhões de pessoas. As políticas para adesão são elaboradas pelas instituições financeiras que aderirem ao programa. As condições para renegociação das dívidas, nessa etapa, serão diferenciadas e cabe a cada instituição financeira defini-las. A adesão ao programa vai até o dia 31 de dezembro e o devedor deve procurar a instituição de crédito credora. (COM AGÊNCIA BRASIL)

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