Começou na sexta-feira (25), o 1º Feirão Digital da Casa Própria da Caixa Econômica Federal (CEF), com imóveis com possibilidade de financiamento total – ou seja, de 100%, sem pagamento de entrada e com carência de até 6 meses para iniciar o pagamento das prestações. O acesso ao evento pode ser feito pelo http://www.caixa.gov.br/feirao.
O feirão acontece até 4 de julho, e vai oferecer cerca de 180 mil imóveis em todo o país, com a participação de mais de 800 construtoras, segundo o banco. A expectativa é que o evento movimente cerca de R$ 10 bilhões em novos negócios.
Para a compra dos 6 mil imóveis Caixa, será possível financiar até 100% do valor, com taxas a partir de TR + 2,5% ao ano + poupança. O prazo de financiamento é de até 35 anos. Nesta modalidade o cliente também poderá optar por carência de 6 meses para início do pagamento da parcela de juros e amortização. Esses imóveis serão anunciados com um valor mínimo, e o comprador será aquele que apresentar a maior proposta.
Para os demais imóveis, o financiamento será em até 35 anos, com taxas a partir de TR + 3,35% ao ano + poupança. Também será possível optar por um prazo de carência de 6 meses para início do pagamento da parcela de juros e amortização. No caso desses imóveis, cabe negociação. Os interessados poderão apresentar à incorporadora uma proposta com valor abaixo do anunciado.
Todos os imóveis ofertados na plataforma do Feirão já possuem avaliação prévia junto ao banco. A Caixa orienta a não efetuar quaisquer pagamentos antes que seja confirmada a aprovação do financiamento junto ao banco.
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